Privacy Policy

Last updated: 7/1/2026

BankIQ is a beta product. This page explains, in plain language, what data we process when you use the app and what we do not.

What we store

• Your account email (for sign-in).
• The parsed JSON summary of each analysis (totals, categories, merchants, transactions you edited).
• The original file name and creation timestamp.

What we do NOT store

• The raw PDF / CSV / XLSX you upload — it is parsed in your browser and discarded.
• Your password (handled by our auth provider).

What is sent to the AI provider

The extracted text from your statement is sent to a third-party large language model (Google Gemini, via the Lovable AI Gateway) for analysis. Before sending, the app applies automatic redaction of account numbers, emails, phone numbers, UPI handles, and IFSC codes, and you can mask additional text manually in the preview screen. The AI provider may retain prompts per their own policy.

Your controls

• Delete any individual analysis from your dashboard at any time.
• Contact us to delete your account and all associated analyses.

Security

All data is stored in a Postgres database with row-level security so each user can only read their own analyses. Connections are encrypted in transit (HTTPS).

Contact

Questions? Reach out via the support channel you signed up through.